Do I have to send my instalment in my Payout month?

You do not have to send your monthly instalment in your Payout month as it will be deducted from your Payout amount.

For example: if your monthly instalment is PKR 5,000 and your Payout amount is PKR 50,000; you will receive PKR 45,000

If you send your instalment it will be stored as an advance payment for your next due instalment. It will only be refunded if you are in the last month of your OC.