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We charge service fees depending on the duration of your OC and your Payout month. It is charged as a percentage of your monthly instalment amount. When you apply for your Oraan Committee, you will be informed on the Oraan app about the fee you have to pay. It will be added to your monthly instalment amount.  

Example: Rabia wants to save Rs 10,000 for 10 months. She wants her committee in the 3rd slot which means 1.7% fee. So Rabia’s monthly instalment amount will be 1,1700 including fee that she will pay every month.

💡Pro tip: We offer discounts on the monthly fee to our loyal members who have high Pay Scores and have saved in an Oraan Committee for 10 months or more. To become eligible for discount, make sure you keep your Pay Score high and keep saving with Oraan. Learn more about discounts.

Here is a breakdown of the new fee structure:

10 month Oraan Committee

Slot	Monthly fees as a percentage of your Payout amount It is added to your monthly installment amount and is due every month.
1	2.1%
2	1.9%
3	1.7%
4	1.4%
5	1%
6	0.6%
7	0.2%
8	0
9	0
10	0

5 month Oraan Committee

Slot	Monthly fees as a percentage of your Payout amount It is added to your monthly installment amount and is due every month.
1	2.1%
2	1.8%
3	1.4%
4	0
5	0